<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Talk Finance&#187; UK Finance news</title>
	<atom:link href="http://www.talk-finance.co.uk/category/pensions/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.talk-finance.co.uk</link>
	<description>UK Finance news, articles and press releases</description>
	<lastBuildDate>Wed, 01 Feb 2012 20:56:55 +0000</lastBuildDate>
	<generator>http://wordpress.org/?v=2.9.2</generator>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
			<item>
		<title>HMRC updates QROPS list</title>
		<link>http://www.talk-finance.co.uk/hmrc-updates-qrops-list/1688/</link>
		<comments>http://www.talk-finance.co.uk/hmrc-updates-qrops-list/1688/#comments</comments>
		<pubDate>Thu, 15 Jul 2010 16:13:32 +0000</pubDate>
		<dc:creator>paulcarney121</dc:creator>
				<category><![CDATA[Pensions]]></category>
		<category><![CDATA[Overseas pension]]></category>
		<category><![CDATA[overseas pensions]]></category>
		<category><![CDATA[qrops]]></category>

		<guid isPermaLink="false">http://www.talk-finance.co.uk/?p=1688</guid>
		<description><![CDATA[Overseas pensions are complicated enough and HMRC has updated the Qualifying Recognised Overseas Pension Schemes (or QROPS for short)  list.
You can download it directly from  http://www.pensionmaximiser.com where the full list of approved overseas pension schemes is listed in geographical format.
]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.talk-finance.co.uk/wp-content/uploads/2010/07/qrops.jpg"><img class="alignleft size-full wp-image-1689" title="Overseas pension" src="http://www.talk-finance.co.uk/wp-content/uploads/2010/07/qrops.jpg" alt="" width="205" height="171" /></a><a href="http://www.pensionmaximiser.com">Overseas pensions</a> are complicated enough and HMRC has updated the Qualifying Recognised Overseas Pension Schemes (or QROPS for short)  list.</p>
<p>You can download it directly from  http://www.pensionmaximiser.com where the full list of approved overseas pension schemes is listed in geographical format.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.talk-finance.co.uk/hmrc-updates-qrops-list/1688/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Surge in QROPS enquiries</title>
		<link>http://www.talk-finance.co.uk/surge-in-qrops-enquiries/1657/</link>
		<comments>http://www.talk-finance.co.uk/surge-in-qrops-enquiries/1657/#comments</comments>
		<pubDate>Fri, 25 Jun 2010 14:15:27 +0000</pubDate>
		<dc:creator>Paula Harrison</dc:creator>
				<category><![CDATA[Pensions]]></category>
		<category><![CDATA[pensionoptions.org]]></category>
		<category><![CDATA[qrops]]></category>
		<category><![CDATA[qrops advice]]></category>

		<guid isPermaLink="false">http://www.talk-finance.co.uk/?p=1657</guid>
		<description><![CDATA[The number of people looking for QROPS advice has increased by 40% since the mini budget earlier this week, according to pensions provider, pensionoptions.org.
Between April 6, 2006 and April 5, 2008, more than 7000 pensions with a collective fund value of £0.5 billion were transferred from a UK based pension scheme  into a QROPS. This [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.talk-finance.co.uk/wp-content/uploads/2010/06/morecoins.jpg"><img class="alignleft size-full wp-image-1658" title="QROPS advice" src="http://www.talk-finance.co.uk/wp-content/uploads/2010/06/morecoins.jpg" alt="" width="150" height="100" /></a>The number of people looking for <a href="http://www.pensioncomparison.net">QROPS advice</a> has increased by 40% since the mini budget earlier this week, according to pensions provider, pensionoptions.org.</p>
<p>Between April 6, 2006 and April 5, 2008, more than 7000 pensions with a collective fund value of £0.5 billion were transferred from a UK based pension scheme  into a QROPS. This means that investors are saving approx.£1 million a day in tax that they would have paid to HMRC.</p>
<p>QROPS allow UK pension savers more control over their retirement savings because their flexibility allows for investment in commodities and currencies, both of which are not available to a UK pension holder. The benefits to a person switching their pension into a QROPS can be significant and potentially allow UK pension holders to;</p>
<ul>
<li>Open a QROPS in a financial jurisdiction that has a lower charging structure than the UK thus improving the pension holders wealth.</li>
<li>Avoid having to buy an annuity with their pension fund.</li>
<li>Negate any inheritance tax liability for family members when the pension holder dies.</li>
<li>Have their QROPS benefits paid in any major currency as this will avoid any negative fluctuations in exchange rate.</li>
<li>Gain access to some of their pension fund monies today.</li>
</ul>
<p>For more information please visit http://www.pensioncomparison.net</p>
]]></content:encoded>
			<wfw:commentRss>http://www.talk-finance.co.uk/surge-in-qrops-enquiries/1657/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Pension loans service for expats</title>
		<link>http://www.talk-finance.co.uk/pension-loans-service-for-expats/1553/</link>
		<comments>http://www.talk-finance.co.uk/pension-loans-service-for-expats/1553/#comments</comments>
		<pubDate>Fri, 11 Jun 2010 20:40:41 +0000</pubDate>
		<dc:creator>Carrie Meadows</dc:creator>
				<category><![CDATA[Pensions]]></category>
		<category><![CDATA[finance against pension]]></category>
		<category><![CDATA[pension loan]]></category>
		<category><![CDATA[pension loans]]></category>

		<guid isPermaLink="false">http://www.talk-finance.co.uk/?p=1553</guid>
		<description><![CDATA[
cashpension.net have launched their pension loans service for UK pension holders and expats. apensionloan.com spokesman said: &#8220;Our pension loans are quite flexible and allow borrowers to take between 10% and 50% of the value of their pension fund in cash. The beauty about this scheme is that depending on certain restrictions you will not have [...]]]></description>
			<content:encoded><![CDATA[<div>
<p>cashpension.net have launched their pension loans service for UK pension holders and expats. apensionloan.com spokesman said: &#8220;Our <a href="http://www.cashpension.net">pension loans</a> are quite flexible and allow borrowers to take between 10% and 50% of the value of their pension fund in cash. The beauty about this scheme is that depending on certain restrictions you will not have to wait until you are 55+ before taking cash out of your pension&#8221;.</p>
<p><a href="http://www.cashpension.net">&#8220;Pension loans </a>allow borrowers to get their cash today simply by facilitating a loan against your pension and the other thing which people need to be aware of is that there are no credit checks either. This obviously means that borrowers who have been previously turned down for a loan will of course not have to go through the same trials and tribulations whne they apply for a pension loan&#8221;.</p>
<p>Both personal pensions and ex company pensions are acceptable as long as they have a minimum of £35,000 in their pension fund. Unfortunately, we cannot process a pension loan on a current company pension scheme. For more details just visit the pension loan website at http://www.cashpension.net</p>
</div>
]]></content:encoded>
			<wfw:commentRss>http://www.talk-finance.co.uk/pension-loans-service-for-expats/1553/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>QROPS company opens office in Prague.</title>
		<link>http://www.talk-finance.co.uk/qrops-company-opens-office-in-prague/1557/</link>
		<comments>http://www.talk-finance.co.uk/qrops-company-opens-office-in-prague/1557/#comments</comments>
		<pubDate>Fri, 11 Jun 2010 18:11:33 +0000</pubDate>
		<dc:creator>paulcarney121</dc:creator>
				<category><![CDATA[Cash pension]]></category>
		<category><![CDATA[Pension release]]></category>
		<category><![CDATA[Pensions]]></category>
		<category><![CDATA[QROPS]]></category>
		<category><![CDATA[pension loans]]></category>
		<category><![CDATA[qrops]]></category>

		<guid isPermaLink="false">http://www.talk-finance.co.uk/?p=1557</guid>
		<description><![CDATA[QROPS provider, apensionloan.com have opened a new office in Prague that is dedicated to providing QROPS advice to expats and UK pension holders living abroad. QROPS stands for Qualifying Recognised Overseas Pension Scheme.
On the 6th of April 2006, HMRC introduced new legislation on transferring frozen pension funds from the UK to overseas QROPS solutions. This change means [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.talk-finance.co.uk/wp-content/uploads/2010/06/qrops.jpg"><img class="alignleft size-full wp-image-1561" title="qrops" src="http://www.talk-finance.co.uk/wp-content/uploads/2010/06/qrops.jpg" alt="" width="118" height="98" /></a><a title="qrops" href="http://www.apensionloan.com">QROPS </a>provider, apensionloan.com have opened a new office in Prague that is dedicated to providing QROPS advice to expats and UK pension holders living abroad. QROPS stands for Qualifying Recognised Overseas Pension Scheme.</p>
<p>On the 6th of April 2006, HMRC introduced new legislation on transferring frozen pension funds from the UK to overseas QROPS solutions. This change means that those who are or will be non-UK residents can transfer their UK pension funds without any tax deduction and be able to draw them without UK tax liability.</p>
<p><strong>Background to QROPS</strong></p>
<p>For a number of years, British expatriates and those moving overseas have been faced with difficulties when trying to sort out their UK pensions, as the pension is usually stuck back in the UK. One of the main issues has been the tax treatment of UK pensions and until recently it has been virtually impossible to move a UK pension to an overseas pension without being forced to pay basic rate tax on the transfer. In some cases HMRC would also levy a staggering 55% tax liability on the clients.</p>
<p>The new legislation on QROPS comes a welcome relief to thousands of expats around the world who may have been a member of a UK pension scheme, moved abroad and either lost or forgot about their UK pension. The beauty of QROPS is that they allow you to reclaim the pension money that would normally be stuck in the UK, transfer it to an offshore investment in your name and regain control and of course, access to your fund.</p>
<p>If you are interested in discussing QROPS in more detail, then please visit the <a title="pension loans" href="http://www.apensionloan.com">apensionloan.com</a> website for more information.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.talk-finance.co.uk/qrops-company-opens-office-in-prague/1557/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Brooks McDonald to acquire Braemar property group for £4m</title>
		<link>http://www.talk-finance.co.uk/brooks-mcdonald-to-acquire-braemar-property-group-for-4m/1475/</link>
		<comments>http://www.talk-finance.co.uk/brooks-mcdonald-to-acquire-braemar-property-group-for-4m/1475/#comments</comments>
		<pubDate>Tue, 08 Jun 2010 09:37:23 +0000</pubDate>
		<dc:creator>BigDunc</dc:creator>
				<category><![CDATA[Brokers]]></category>
		<category><![CDATA[Intermediaries]]></category>
		<category><![CDATA[Pension release]]></category>
		<category><![CDATA[Pensions]]></category>
		<category><![CDATA[braemar]]></category>
		<category><![CDATA[brooks mcdonals]]></category>

		<guid isPermaLink="false">http://www.talk-finance.co.uk/?p=1475</guid>
		<description><![CDATA[Brooks  Macdonald, the fee-based adviser and asset management firm has agreed a £4m deal to purchase structured product and  property group Braemar.
The 2.25p per share offer, which has been agreed by the  Braemar board, is at a 63.6% premium to Braemar&#8217;s closing price last  night.
Its Securities operation designs, promotes and manages [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.talk-finance.co.uk/wp-content/uploads/2010/06/brooks.jpg"><img class="alignleft size-full wp-image-1478" title="talk finance" src="http://www.talk-finance.co.uk/wp-content/uploads/2010/06/brooks.jpg" alt="" width="117" height="31" /></a>Brooks  Macdonald, the fee-based adviser and asset management firm has agreed a £4m deal to purchase structured product and  property group Braemar.</p>
<p>The 2.25p per share offer, which has been agreed by the  Braemar board, is at a 63.6% premium to Braemar&#8217;s closing price last  night.</p>
<p>Its Securities operation designs, promotes and manages structured   products and promotes its funds to high net worth individuals, via IFAs   and other regulated parties.</p>
<p>Braemar, through its Securities and Estates core divisions, manages a  range of investment products and property funds.</p>
<p>Braemar&#8217;s range of investment funds comprises three Oeics investing in  agricultural land, student accommodation and ground rents.It also has nine closed-ended residential property vehicles and the value of funds  under management stood at about £44m at 31 March 2010.</p>
<p>Wealth management group Brooks Macdonald, which had £2.05bn under  management as at 31 March, believes the Braemar acquisition is key to their ambitions to strengthen its scale and distribution in the UK retail market.</p>
<p>Brooks Macdonald has received irrevocable undertakings equating to  68.1% of existing issued Braemar ordinary shares.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.talk-finance.co.uk/brooks-mcdonald-to-acquire-braemar-property-group-for-4m/1475/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New pension comparison service launched</title>
		<link>http://www.talk-finance.co.uk/new-pension-comparison-service-launched/1465/</link>
		<comments>http://www.talk-finance.co.uk/new-pension-comparison-service-launched/1465/#comments</comments>
		<pubDate>Mon, 07 Jun 2010 15:27:30 +0000</pubDate>
		<dc:creator>Paula Harrison</dc:creator>
				<category><![CDATA[Cash pension]]></category>
		<category><![CDATA[Pension release]]></category>
		<category><![CDATA[Pensions]]></category>
		<category><![CDATA[pension annuities]]></category>
		<category><![CDATA[pension options]]></category>

		<guid isPermaLink="false">http://www.talk-finance.co.uk/?p=1465</guid>
		<description><![CDATA[Pension Options, the UK based marketing consultants have announced the introduction of a new pension and annuity comparison service.
The service is completely free to clients and it allows UK pension holders to compare their existing pension arrangements against other pensions in the market to see if there is any value in transferring their pension.
No advice [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.talk-finance.co.uk/wp-content/uploads/2010/06/pensionoptions.png"><img class="alignleft size-full wp-image-1480" title="talk finance" src="http://www.talk-finance.co.uk/wp-content/uploads/2010/06/pensionoptions.png" alt="" width="263" height="68" /></a>Pension Options, the UK based marketing consultants have announced the introduction of a new <a title="pension and annuity options" href="http://www.pensionoptions.org">pension and annuity comparison</a> service.</p>
<p>The service is completely free to clients and it allows UK pension holders to compare their existing pension arrangements against other pensions in the market to see if there is any value in transferring their pension.</p>
<p>No advice is given on the site as all leads are referred to an expert panel of providers including a firm of annuity specialists who will check to see if clients could extract more value from purchasing a different annuity to the one offered by their pension provider.</p>
<p>For more information visit <a title="pension options" href="http://www.pensionoptions.org">Pension Options.</a></p>
]]></content:encoded>
			<wfw:commentRss>http://www.talk-finance.co.uk/new-pension-comparison-service-launched/1465/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>

